First Time Homebuyers
First time homebuyers represent a large part of today’s home buying movement. Renters are now venturing out to own their own space and taking this opportunity to improve their overall financial position. Taking the step to purchase a home for the first time is a big commitment and can seem a little overwhelming…
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Investment Loans
Acquiring an investment property is a complicated process not only in regards to lending, but also with mental preparation. With the benefits of owning investment properties such as increased net worth, monthly cash flow, etc… comes the cons. Bad tenants, repairs and improvements, vacancies, etc…
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Property Rehab Loans
Once you begin searching for a home you may come across a property that is nearly perfect, but the condition of the property is inferior to live in which in turn cannot be lent on based on traditional financing. Property rehabilitation loans will allow you to acquire financing to purchase the home while repairing the home…
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Partners
My partners are clients as well. I feel with that without strategic partners my business would not be as successful as it is. I provide my partners access to marketing materials, referrals, educational information necessary to help their clients, and the confidence that they are working with a true creative lending professional.
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- First-Time Home buyer Programs
- Debt Consolidation
- Property Rehabilitation Loans
- No Cost & Low Cost Refinances
- Up to 105% LTV Refinancing
- Jumbo & High Balance Loans
- Low Down Payment Loans
- Home Improvement Loans
- Government Loans
- Buy-down Loans
- Adjustable Rate Mortgages (ARM’s)
Loan Programs
- FHA (All Programs)
- Conventional
- FHA 203k Streamline & Full
- FHA & VA Streamline Refinance
- 105% LTV Fannie Mae DU Refi & Freddie Mac Open Refi
- Conventional High Balance Loans & Jumbo (Up to $6 million)
- Cal-HFA, CHF Access (Down payment assistance)
- Fannie Mae Homepath
- 2/1 Buydowns
- 3/1, 5/1, 7/1, and 10/1 ARMs
- Below 620 FICO loans (FHA)