Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.

Here is a list of the information mortgage lenders will use to consider your loan application.

1. Social Security Number, for borrower and co-borrower if any
2. Employment History
   For the last two years, employment dates, addresses, salary.
   Current pay stubs or W-2 forms.
3. Check and Savings Accounts and Certificates of Deposit
   Location of bank accounts, account numbers and balances;
   Address of bank if out of town
   Last 2 months' statements
4. Stocks, Bonds, and Investment Accounts
   Broker's name and address, description of stocks, bonds, etc.
   Last 3 months' statements or copies of stock certificates
5. Retirement Plan
   Approximate vested interest value
   Copy of latest statement
6. Liabilities and Other Non-Mortgage Debt
   Creditors names, addresses, account numbers
   Monthly payments and balances

7. Other income information you may need

8. If you're self-employed
   Two years tax returns, profit and loss statements, both company and personal if separate.
   Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.
9. If you have income from:
   Commission
   Overtime
   Bonus
   Partnership
   Rental Property
   Trust
   Notes Receivable
   Interest/Dividends
   You'll need two years' personal federal tax returns
10. If employed in family business
    Personal federal income tax returns and all schedules for the past two years
11. If divorced or separated
    Complete executed divorce decree and settlement agreement
    Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
    If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

12. If you own real estate

13. Name and address of all mortgage lenders for the past 24 months, account numbers, monthly payments and balances
14. If you've sold your home but not closed:
    A copy of the sales contract
15. If you've sold your home, closed, and you will use the proceeds for your new down payment:
    A copy of the HUD-1 Uniform Settlement Statement

16. If you rent

17. Name, address and phone number of landlords for the past 24 months

18. If you're buying a home

19. Purchase sales contract or offer to purchase and all addenda
    Furnish contract with original signatures of buyer and seller
    
20. If a source of your down payment is a gift:
    Name, address and relationship of donor.
    Gift funds will be verified in both the donor and recipient's accounts.
    Note: Not all loan programs allow gifts to be part of your down payment.
21. Most recent bank statement from the donor of the gift
22. For FHA Financing
    Evidence of Social Security Number and photo identification
23. For VA Financing
    DD214 and Certificate of Eligibility
24. For Construction/Perm Loan
    Signed construction with cost breakdown, builder plan and specifications